TOOLS

Free tools, no strings

31 calculators and 14 generators that answer real money questions. Everything runs in your browser — no signup, no email wall, nothing sent to us. That's the point.

  • Free, no account
  • Runs in your browser
  • Print or copy the result

For sellers

31

Price your work, keep more of it, and generate the paperwork — no account needed.

CalculatorFreelance rate calculator

Work out the hourly and day rate you actually need — taxes, overhead, and unbillable hours included.

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CalculatorCommission savings calculator

See what a marketplace's 10–20% cut costs you per year — and what a lower fee would put back.

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CalculatorTake-home pay calculator

Turn gross freelance revenue into real take-home after tax and overhead.

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CalculatorValue-based pricing calculator

Price from the outcome you deliver, not just the hours it takes.

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CalculatorRetainer pricing calculator

Turn monthly scope into a fair retainer price with a loyalty discount.

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CalculatorRate increase calculator

See the annual impact of raising your rate — and how much you can lose and still come out ahead.

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CalculatorSession package calculator

Price multi-session packages with a per-session discount.

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CalculatorClass pricing calculator

Price group classes by capacity, fill rate, and cost.

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CalculatorMarkup & margin calculator

Convert between cost, markup, margin, and price without the mixups.

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CalculatorDiscount impact calculator

See how much extra volume a discount needs just to break even.

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CalculatorFreelance tax estimator

Estimate quarterly and self-employment taxes on freelance income (US).

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CalculatorMileage deduction calculator

Estimate a business mileage deduction using the IRS standard rate (US).

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CalculatorHome office deduction calculator

Estimate the home-office deduction by the simplified and regular methods (US).

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CalculatorProfit margin calculator

Turn revenue and costs into gross and net margin.

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CalculatorBreak-even calculator

Find how many clients or projects it takes to cover your costs.

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CalculatorRunway calculator

Divide savings by monthly burn to see how many months you have.

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CalculatorEmergency fund calculator

Size the cash buffer an independent business should keep.

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CalculatorLate fee calculator

Calculate what a client owes once an invoice slips past due.

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CalculatorReferral earnings calculator

Model lifetime referral earnings — subscription shares plus sales-fee shares, tiered by plan, compounding as your network grows.

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GeneratorInvoice generator

Add line items and print a clean invoice to PDF. Totals and tax done for you.

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GeneratorQuote generator

Turn scope and line items into a clean, printable client quote.

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GeneratorReceipt generator

Generate a clean payment receipt to print or save as PDF.

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GeneratorContract generator

Answer a few questions to generate a plain-language freelance contract.

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GeneratorProposal generator

Turn project details into a structured client proposal.

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GeneratorStatement of work generator

Generate a clear SOW from deliverables, timeline, and terms.

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GeneratorChange order generator

Document a scope change with new cost and timeline, ready to send.

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GeneratorPayment schedule builder

Split a project total into a deposit and milestone payments with due dates.

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GeneratorPackage & tier builder

Design good/better/best offers side by side and copy them out.

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GeneratorCancellation policy generator

Build a fair cancellation and rescheduling policy in plain language.

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GeneratorCold outreach email generator

Assemble a personalized cold outreach email that gets replies.

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GeneratorTestimonial request generator

Generate a friendly, specific testimonial request for happy clients.

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Prefer ready-made paperwork? The free template library has contracts, invoices, and proposals to copy.